A question that I’m often asked is, How do I maximize my cash flow?

There is no one simple answer. Of course it depends on your company’s situation and a multitude of variables will result in different answers. However, the process in order to determine your cash position and maximize your cash flow can be accomplished by doing the following steps:

First, prepare a budget. This can be 1-3 years, but it should be no longer than that. At the very least it should include a balance sheet, income statement, and cash flow statement for each period.

Second, use the budget to compare it to actual results on a monthly and year to date basis. You want to look for significant variances and understand why your actual results are different from your budget.

Third, adapt the budget. It should be updated, ideally each quarter. Because things change in business all the time. An outdated budget doesn’t do you any good.

Fourth, leave room for error as things happen that you don’t expect and trying to plan to the penny is a recipe for disaster.

Finally, plan so you can invest in your business. Whether it’s employees, marketing, or machinery, you will likely need some or all of these items. So ensure you have the financial capability to handle these investments.

Scott Herckis has often demonstrated his ability to assist any business with becoming the best it can be. For many years, he has managed to put himself in a position to help others. He earned a Bachelor of Business Administration degree in accounting from the University of Texas and then became a CPA when he worked with the Audit and Assurance Department at Arthur Andersen, where he was for five years.

The Andersen experience was very rich, as he worked with many huge corporate clients, including Sheraton Hotels and Cadbury Schweppes. Scott Herckis was just getting started, however, as he continued to work in accounting and finance with many leading companies in the fashion and apparel industry. He has filled a great many leadership positions, as a controller, then a Vice President of Finance, and finally a CFO. That experience makes Scott Herckis and SJH Financial different from many other financial counselors because it has given him a real world ability to communicate everything to his clients when it comes to every aspect of finance.

Those who own and run a business have a lot going on. When they need to get their finances under control, or they want to know the best solutions to their budgeting and forecasting problems, Scott Herckis and SJH Financial are often the best partners to have. They have the expertise to assist you in making the best possible decisions to drive your future growth.

Scott Herckis has the experience and knowledge about finance to know what works. He understands the range of difficulties and challenges faced by all businesses and he knows how to maximize all types of financial opportunities. Scott founded SJH Financial Blaise he has a strong business background and he wanted to help businesses be the best they could be. He earned a Bachelor of Business Administration in accounting at the University of Texas at Austin and he became a CPA as he worked at Arthur Andersen for five years in their Audit and Assurance Department. While with Arthur Andersen, he worked with many large corporate clients, and he has continued to increase his profile in accounting and finance, working with companies in the fashion and apparel industry in many leadership roles.

It is often hard to find reliable information when it comes to financial advice. It is even more daunting a task if you have been given bad advice in the past. Sometimes navigating the world of finance can be overwhelming and difficult to understand. If you are looking for reliable financial advice to put you on the path towards success, it’s time you look at SJH Financial founded by CEO Scott Herckis. CEO Scott Herckis knew the importance of an education and because of this, he started by earning his Bachelor’s of Business Administration with a major in accounting degree from University of Texas at Austin. He then went on to earn his CPA while working at Arthur Andersen’s Audit and Assurance Department. He was employed at Arthur Andersen’s Audit and Assurance Department for five years and was able to really put into practice his knowledge and skills by working on large corporate accounts including the Sheraton Hotels and Cadbury Schweppes and develop his understanding of the practical world of finance.

When he skills accumulated to a certain level, at Arthur Andersen’s Audit and Assurance Department and other companies, in the accounting and finance sector, he then felt he was ready to launch his own company. He had spent the majority of his time working on large accounts for big conglomerates and watched smaller business owners struggle to make smart financial decisions simply because they did not have access to the information. That is why Scott Herckis founded SJH Financial, in order to fulfill his dream of helping smaller business owners to make smart financial decisions for their financial future.

After being able to work on his business acumen, at Arthur Andersen’s Audit and Assurance Department and other companies in the accounting and finance departments, Scott Herckis decided to start his own company. He had spent so much of his time working for large companies under big conglomerates and watching smaller business owners struggle to make smart financial decisions simply because they did not have access to the advisorship or the access they had was too complicated to understand and act upon. It was then, in 2009, that Scott Herckis founded SJH Financial in order to fulfill his dream of helping smaller business owners to make smart financial decisions.

Scott Herckis is educated and ready for the job having earned his Bachelor’s of Business Administration with a major in accounting degree from University of Texas at Austin. And then his CPA, while working at Arthur Andersen’s Audit and Assurance Department. He worked at Arthur Andersen’s Audit and Assurance Department for five years and during that time he was able to hone in on his knowledge and skills working on large corporate accounts including the Sheraton Hotels and Cadbury Schweppes.

Scott Herckis now serves as the Chief Executive Officer of SJH Financial and works with small and medium sized businesses that wish to outsource their financial advising. As well as tax preparation for businesses and individuals and comprehensive financial and accounting services for individuals and businesses.